Gift vouchers — Gift vouchers for your employees: a gesture that matters, free from social contributions
Wedding, birth, retirement, end-of-year celebrations: mark every important moment with a gift voucher. 65% cheaper than an equivalent bonus. Order online in 5 minutes.
In short
What is a gift voucher and how does it work in Belgium?
A gift voucher is an extralegal benefit that an employer gives to employees for a specific event: Saint Nicholas, Christmas, a wedding, a birth, a retirement. The recipient spends it freely at the merchants that accept it, in-store or online.
As long as the amount stays under the legal cap for the occasion, the gift voucher is exempt from social contributions and taxes.
Gift voucher format and validity
Electronic
Monizze gift vouchers are electronic: no paper vouchers to hand out.
One card
They're loaded onto the Monizze card, the same one used for meal, eco and sport & culture vouchers.
In-store or online
Your employees pay with the card and track their balance in real time in the Monizze app.
Valid for 1 year
Each top-up can be spent for 12 months.
The benefits
Why give gift vouchers to your employees?
Good for your budget, appreciated by your team: that is what makes gift vouchers one of the most popular extralegal benefits in Belgium.
The tax advantages of gift vouchers for employers
No social contributions or withholding tax within the legal limits. Up to 65% cheaper than an equivalent bonus, and every euro you give stays a euro to spend.
Boost your team's well-being and motivation
A wedding, a birth, a retirement: a gift voucher turns an HR date into a real gesture of recognition. Everyone chooses their own gift, so it always hits the mark.
When to give?
A gesture for every important moment
Belgian law provides specific occasions where you can give gift vouchers without paying charges. Here are the maximum amounts per occasion.
Saint Nicholas, Christmas, New Year
€40 per employee + €40 per dependent child, per year.
Wedding
Up to €245 per event.
Legal cohabitation
Up to €245 per event.
Retirement
€40 per year of service (min. €120, max. €1,000).
Seniority (25 years)
1x gross monthly salary.
Seniority (35 years)
2x gross monthly salary.
Births and special occasions
Up to €50 per event.
Honorary distinction
Up to €120 per event.
Legal framework
The legal framework and the maximum gift voucher amount
Each occasion has its own maximum amount per employee and per year. As long as you stay within these legal caps — for example €40 for year-end celebrations or €245 for a wedding — your gift vouchers remain fully exempt from social contributions and taxes.
If you exceed the maximum amount, the entire voucher becomes taxable, not just the excess. By respecting the caps per occasion, you offer a tax-friendly reward that pays off for both your company and your employees.
Savings calculator
How much can you save with gift vouchers?
Estimate in seconds the real benefit of gift vouchers compared to an equivalent salary increase.
Your parameters
No personal share: the company covers the full amount. Legal cap: €40/year per employee (+€40/dependent child).
Your result
- Cost via gift vouchers
- €400/ year
- Cost via salary increase
- €1,127/ year
- Net in pocket / employee
- €40/ year
Indicative estimate — Belgian 2026 regulations. Gift vouchers: exempt from social security and tax within the limit of €40/year per employee (+€40/dependent child), with no personal share. Deductible for the company as a professional expense (no corporate tax surcharge). Employer social 27%, employee social 13.07%, marginal tax rate 48.15%.
The gift voucher, a personal gesture that truly delights
No more generic gifts that nobody uses. With Monizze gift vouchers, every employee chooses what truly makes them happy. A gesture that means something, without the logistics of a physical gift.
45,000+ merchants accept the Monizze card
Department stores, fashion, electronics, home decor, restaurants, cinemas and many online shops across Belgium. Your employees spend their gift vouchers wherever they want, however they want. In-store or online.
See where your employees spend their gift vouchers.
Why Monizze
Over 95,000 companies already use Monizze
Best value for money
Transparent pricing, among the lowest on the Belgian market. No hidden costs.
5-star customer service
Real people who pick up quickly. No chatbot, no hold music.
Zero paperwork
Order through your Client Area, manage amounts and track deliveries in real time.
A 4-in-1 card
Meal, eco, gift and sport & culture vouchers on one card. Your employees track their balance in real time in the Monizze app.
How it works
Order your gift vouchers in 3 steps
Choose the amount
- Indicate the amount per beneficiary
- Select the employees concerned
Order online
- Directly through your Monizze client area
- Or through your payroll provider
Your team benefits
- Gift vouchers are loaded onto the Monizze card
- Usable at over 45,000 merchants in Belgium
Testimonials
What our clients say
Gift vouchers from Monizze are perfect for year-end celebrations. Our employees appreciate choosing their own gift, and the ordering process is incredibly simple.
Marc Janssen, Director, Belgian SME
Monizze meets our expectations in terms of services and products. Their practical and user-friendly solutions contribute to a more sustainable lifestyle. I strongly recommend Monizze.
Sofie Deblauwe, Comp&Ben Manager, Sioen
First-class customer service, quick follow-ups and smooth, friendly communication. Monizze is a world of difference from our previous provider.
Lizie Mallants, HR, Jennes
Go further
Combine and maximize your benefits
Meal vouchers
Up to € 2,200/year extra purchasing power for your team, 65% cheaper than a raise.
ExploreEco vouchers
Encourage eco-friendly purchases for your employees. Combinable with gift vouchers.
ExplorePack 4-in-1
All your benefits on one card: meal, eco, gift, sport & culture.
ExploreSport & Culture
Offer your employees sport & culture vouchers to encourage an active and cultural lifestyle.
ExploreFlexible compensation
Give your employees the freedom to build their own salary package: bicycle, multimedia, pension savings...
ExploreSolidarity voucher
Support your employees with a solidarity voucher to help them face unexpected life events.
ExploreBizzness Gift
Give gift vouchers to your clients and business partners. Fully tax-deductible.
ExploreDealzz
Over 100 exclusive offers for your employees. Double their purchasing power, at no cost to your company.
ExploreFAQ
Frequently asked questions about gift vouchers
Which occasions entitle you to gift vouchers without charges?
Which occasions entitle you to gift vouchers without charges?
What are the tax advantages of gift vouchers for employers?
What are the tax advantages of gift vouchers for employers?
How do gift vouchers boost your team's well-being and motivation?
How do gift vouchers boost your team's well-being and motivation?
How long are gift vouchers valid?
How long are gift vouchers valid?
Can I grant myself gift vouchers as a self-employed company director?
Can I grant myself gift vouchers as a self-employed company director?
What happens if I exceed the maximum amounts?
What happens if I exceed the maximum amounts?
How do you order Monizze gift vouchers?
How do you order Monizze gift vouchers?
Ready for a gesture that matters?
Join over 95,000 Belgian companies. Order gift vouchers online in 5 minutes, within the legal framework.