Monizze

Meal vouchers — Up to €10/day net. No social contributions.

Discover the 2026 sectoral agreements

A meal voucher costs 60% less than an equivalent salary raise. No social contributions. Order online in 5 minutes.

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Team enjoying lunch together at the office with meal vouchers
-60% vs salary increase
€10 per working day (legal max. 2026)
0% social contributions
€ 2,200 savings per employee/year

Savings calculator

How much can you save?

Estimate in seconds the real benefit of meal vouchers compared to an equivalent salary increase.

Your parameters

220 days = full-time (FTE)
€
3,09€ (legal min.) 10,00€ (legal max. 2026)

Your result

Your savings per year 32 927€
60% vs gross salary
Cost via meal vouchers
22 302 € / year
Cost via salary increase
55 230 € / year
Net in pocket / employee
1 960 € / year
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Indicative estimate — Belgian 2026 regulations. Personal share: €1.09/day. Employer social 27%, employee social 13.07%, marginal tax rate 48.15%. Employer deductibility capped at €4/voucher (€10 face value), 25% corporate tax on the non-deductible portion. RD 28/11/1969, art. 19bis.

Colleagues laughing together at a restaurant

A benefit your employees truly appreciate

Meal vouchers are more than a number on a payslip. They're lunch with colleagues, a good family meal, stress-free grocery shopping. A tangible benefit, appreciated every day.

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Why Monizze

Over 95,000 companies already use Monizze

Best value for money

100% transparent pricing, among the lowest on the Belgian market. No hidden costs.

5-star customer service

Real people who pick up before the 3rd ring. No chatbot, no hold music.

Zero paperwork

Everything is automated and online. Order, manage and track your vouchers in a few clicks.

A 4-in-1 card

Meal, eco, gift and sport & culture vouchers on one card. Your employees see everything via the app.

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How it works

Order your meal vouchers in 3 steps

Choose your plan

  • Set the amount per day (up to € 10)
  • Select employees
2 minutes

Order online

  • Directly through your Monizze client area
  • Or through your payroll provider
5 minutes

Your team benefits

  • Cards are delivered within a few days
  • Pay at over 45,000 merchants
A few days
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Woman choosing fresh food at the supermarket

Acceptance network

Your employees spend their meal vouchers everywhere

Supermarkets, restaurants, bakeries, organic shops, gas stations, home delivery... Over 45,000 points of sale accept Monizze meal vouchers in Belgium.

Supermarkets Restaurants Bakeries Organic shops Gas stations Home delivery
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They trust us

Accepted at 45,000+ locations across Belgium

95,000+ client companies

UCM
KBC
KU Leuven
Delaware
Agoria
Colruyt
UCM
KBC
KU Leuven
Delaware
Agoria
Colruyt
UCM
KBC
KU Leuven
Delaware
Agoria
Colruyt
UCM
KBC
KU Leuven
Delaware
Agoria
Colruyt

45,000+ points of sale

Colruyt
Fnac
Carrefour
Lidl
MediaMarkt
Delhaize
Colruyt
Fnac
Carrefour
Lidl
MediaMarkt
Delhaize
Colruyt
Fnac
Carrefour
Lidl
MediaMarkt
Delhaize
Colruyt
Fnac
Carrefour
Lidl
MediaMarkt
Delhaize
Become a client

Testimonials

What our clients say

Switching to Monizze for our meal vouchers was seamless. Our employees love the simplicity of one card, and the support team made the transition effortless."

Sophie Devos, HR Manager, Belgian company

Monizze meets our expectations in terms of services and products. Their practical and user-friendly solutions contribute to a more sustainable lifestyle. I strongly recommend Monizze."

Sofie Deblauwe, Comp&Ben Manager, Sioen

First-class customer service, quick follow-ups and smooth, friendly communication. Monizze is a world of difference from our previous provider."

Lizie Mallants, HR, Jennes

Go further

Combine and maximize your benefits

Eco-vouchers

Encourage eco-friendly purchases for your employees. Combinable with meal vouchers.

Explore

Pack 4-in-1

All your benefits on one card: meal, eco, gift, sport & culture.

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Gift vouchers

Reward your employees on special occasions with tax-free gift vouchers.

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Sport & Culture

Offer your employees sport & culture vouchers to encourage an active and cultural lifestyle.

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Flexible compensation

Give your employees the freedom to build their own salary package: bicycle, multimedia, pension savings...

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Solidarity voucher

Support your employees with a solidarity voucher to help them face unexpected life events.

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Bizzness Gift

Give gift vouchers to your clients and business partners. Fully tax-deductible.

Explore

Dealzz

Over 100 exclusive offers for your employees. Double their purchasing power, at no cost to your company.

Explore

FAQ

Frequently asked questions about meal vouchers

Who is entitled to meal vouchers?

Anyone whose employment contract provides for meal vouchers: employees, student jobs, paid interns, remote workers and employees with special status. Volunteers, who are not bound by an employment contract, are not entitled.

How do you order Monizze meal vouchers?

Two options: ask your payroll provider to place the order with Monizze, or order yourself through your Monizze client area. Not a client yet? Open your account in minutes on our website.

Can I grant myself meal vouchers as a self-employed person?

Yes, since 2007, self-employed company directors (with a company) can grant themselves meal vouchers. The number must match the days actually worked. If you employ staff, your vouchers cannot exceed the value of those of your employees. Note: self-employed individuals without a company are not entitled.

Do full-time and part-time workers receive the same number?

Meal vouchers are granted based on the number of days or hours worked. A part-time worker will logically receive fewer vouchers than a full-time colleague. The value per voucher can differ by status, provided the distinction is objective.

What is the maximum value of a meal voucher in 2026?

Since January 1, 2026, the maximum value is € 10 per working day (previously € 8). The employer share can go up to € 8.91 and the employee personal share is at least € 1.09. If you move from € 8 to € 10, the tax-deductible employer portion doubles from € 2 to € 4 per voucher. If you stay at € 8 or less, deductibility remains capped at € 2 per voucher.

Why grant meal vouchers of €10 per day?

By granting the legal maximum of € 10 per working day, you give employees the biggest net boost in purchasing power. € 10 meal vouchers are fully exempt from social contributions and taxes: your team keeps more net every day, a tangible benefit at every lunch or checkout.

How much cheaper are €10 meal vouchers than a salary increase?

€ 10 meal vouchers cost an employer up to 60% less than an equivalent gross salary increase. Being exempt from social contributions, they keep your wage cost under control while boosting employees' net pay. Moving from € 8 to € 10 even doubles the tax-deductible employer share, from € 2 to € 4 per voucher.

How do you easily manage €10 meal vouchers?

With Monizze's digital platform, managing € 10 meal vouchers is fully paperless: ordering, topping up and tracking take just a few clicks. Your payroll provider or you place the order, and employees use their vouchers right away via the Monizze card or app.
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Ready to offer meal vouchers to your team?

Join over 95,000 Belgian companies. Order online in 5 minutes, simple and 100% digital.

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